Car buying credit and income minimums

At BuyCar.com, we can find you financing for new and used cars, and for all makes and models. Previous bankruptcy will not automatically disqualify you.

To qualify for a BuyCar.com loan:
•you must be a US resident of legal age.

• must have at least $1,800 in gross monthly income.

• must not currently be in bankruptcy.

• must not have had a repossession in the last 12 months.

BuyCar.com does not at this time offer refinancing loans, and we do not offer title loans.

Final note: BuyCar.com cannot finance vehicles in sales between individuals. All vehicles must be purchased through our participating dealer network.

Ready to apply? Remember, our application is free and puts you under no obligation.